Retirement Planning
Retirement planning remains one of the few ways in which an
individual or company can make retirement provisions in a tax
efficient manner. There are a myriad of rules and regulations
governing pensions. Getting independent expert advice will help
ensure that your retirement planning is structured to maximise the
planning benefits that are available.
The key elements of retirement planning include:
- Retirement Goal Setting
- Getting Maximisation Tax- Relief
- Developing an appropriate investment strategy
- Post Retirement Options - Annuities or Approved Retirement
Fund/ Approved Minimum Retirement Funds
Invesco specialise in Pre and Post
Retirement planning for self-employed, business owners, senior
executives and employees.
Personal Pensions and
PRSA's
For the Self-Employed and those in non-pensionable employment, we
offer independent, professional and objective advice to individuals
in relation to personal pensions and PRSAs.
Small Self-Administered
Pension Schemes (SSAPS)
Small self-administered plans are extremely tax efficient and
provide an excellent opportunity for directors to make provisions
for their retirement.
Our SSAPS provides an alternative to conventional personal
pensions by offering the individual control of their pension
arrangements. Our SSAPS enables company directors to control their
retirement funds without the requirement to use an insurance
company.
SSAPS are suited in the main to owner-managed companies
generating reasonable profits where the Directors/Partners are
drawing reasonable salary levels.
The key advantages of a Self-Administered Pension Scheme
are:
- Flexibility in relation to the on-going payment of
contributions into the fund.
- Control and choice of investment i.e. equities, property,
etc.
- Full transparency on fees/commissions.
Our experience has shown that significant value can be added
through our knowledge of the increasingly complex tax implications
of pension planning.