60 Second Snapshot 28th November

60 Second Snapshot 28th November 28 November 2022     LAST WEEK IN 30 SECONDS… An important week coming up in terms of macro data releases. In the US, consumer confidence data will be released on the 29th followed by November non-farm payroll and unemployment rate data on December 1st. Forecasts for all three are…

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Corporate Deposits

Corporate Deposits September 2022 For business owners, holding excess capital in the shape of cash or bank deposits has always been a nice problem to have. As the value of traditional monetary assets has fallen in recent years, generating a return on cash reserves has become a lot more challenging. If your company has surplus…

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Do you have Income Protection?

Do you have Income Protection?   Over the years dealing with clients and in general from speaking with friends and family, when this question is asked, I am surprised that the answer can be ‘I don’t know’. Employees often are not sure what their sick pay arrangement is or if they have any long-term cover…

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How to give €1m to your family tax free

How to give €1m to your family tax free April 2022     Let’s talk about tax for a minute with a brief overview of some of the challenges faced by people who want to transfer wealth to their loved ones. Unfortunately, in Ireland we have a pretty penal tax environment in this regard. Capital…

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Financial planning is about more than products

Financial planning is about more than products April 2022 As a Financial Planner I am in the very fortunate position of meeting a wide variety of people. They all have different backgrounds, experiences and are at different stages along their journeys. I have laughed with clients, and I can honestly say I have cried with…

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Helping you identify the life you want

Helping you identify the life you want February 2022   We find that many of our conversations with new clients start with a specific problem. It might be a sudden windfall that you want to invest, getting your retirement plan on a firmer footing or indeed sometimes just making sense of what you have and…

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5 investment themes that stand the test of time

5 investment themes that stand the test of time February 2022     After another very strong year for markets in 2021, with the S&P500 index up over 27% by the middle of December, the attention of investors has rightly turned to what’s likely to happen this year. While most commentators are more cautious about…

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Protect What’s Important, Then Put Your Finances in Cruise Control

Protect What’s Important, Then Put Your Finances in Cruise Control February 2022     I qualified 10 years ago as a Certified Financial Planner™ as part of the first group in Ireland to do so.  I’m 19 years a Qualified Financial Advisor.  I’ve just looked back at a broad cross section of the clients I’ve…

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