Client Profile Step 1 of 14 7% Client ProfileThank you for taking the time to complete this Client Profile. Completing this Client Profile will assist Invesco in providing you with appropriate advice based on your circumstances.Invesco Advisor Name First Last Personal DetailsYour Name(Required) First Last D.O.B(Required) Day Month Year Address(Required) Street Address Address Line 2 City Gender(Required) Male Female Civil Status(Required) Married Divorced Single Widowed Separated Partnership Do you smoke?(Required) Yes No Contact DetailsMobileHome PhoneEmail Number of ChildrenNo Children123456Child 1 - D.O.B Day Month Year Child 2 - D.O.B Day Month Year Child 3 - D.O.B Day Month Year Child 4 - D.O.B Day Month Year Child 5 - D.O.B Day Month Year Child 6 - D.O.B Day Month Year Would you like to add a second person?(Required) Yes No Spouse/Partner Personal DetailsSpouse/Partner First Last Spouse/Partner D.O.B Day Month Year Spouse/Partner Gender Male Female Spouse/Partner Civil Status Married Divorced Single Widowed Separated Partnership Does spouse/partner smoke? Yes No Spouse/Partner Contact DetailsSpouse/Partner MobileSpouse/Partner Home PhoneSpouse/Partner Email OccupationOccupation(Required) Position(Required) Part Time Full Time Director Shareholder Self Employed Retired Business Name Drawings/SalaryBonusTax RateOther IncomeRental IncomeIf you are a business owner please provide the current estimated value of the business Please indicate if you know of future changes to your personal circumstancesSpouse/Partner Occupation(Required) Spouse/Partner Position(Required) Full Time Director Part Time Shareholder Self Employed Spouse/Partner Business Name Spouse/Partner Drawings/SalarySpouse/Partner BonusSpouse/Partner Tax RateSpouse/Partner Other IncomeSpouse/Partner Rental IncomeSpouse/Partner If you are a business owner please provide the current estimated value of the business Spouse/Partner - Please indicate if you know of future changes to your personal circumstances Investments / Savings / Other AssetsPlease include all assets such as your home, any rental property, non-pension investments, cash deposits etc.Investments/ Savings/ AssetsCurrent ValueLoan O/SLoan RepaymentsIncomeNet Asset Value Add Remove Protection - Existing ArrangementsProtection TypeCompany providingPolicy NumberLevel of Cover Add Remove Pension - Existing ArrangementsAt what age do you plan to retire?(Required) Do you have any pension provision in place? Yes No Company & Policy NumberAnnual ContributionCurrent ValueDeath in Service & Disability Benefits Add RemoveSpouse/Partner at what age do you plan to retire?(Required) Spouse/Partner do you have any pension provision in place? Yes No Spouse/PartnerCompany & Policy NumberAnnual ContributionCurrent ValueDeath in Service & Disability Benefits Add Remove Understanding Risk/ReturnGenerally, the greater the potential return from an investment, the greater the risk that its value could fall. Choosing to invest in assets with potentially higher returns could reward you with a larger investment portfolio but could also leave you with less money than you originally invested. Choosing to invest in low risk assets will help to protect your investment from negative returns but could leave you with an investment portfolio that might not cover your future financial requirements. Understanding your risk tolerance is the most important step in the investment planning process. It can be difficult to identify the attitude to risk that you are prepared to accept. The risk categories summarised give a description of the “typical” investor and will help you to ascertain the risk category that matches your personal investment priorities and goals.The risk categories are provided to help you define your risk profile and should not be the only basis for your investment choice. Risk Category Description Very Low 1 A very low risk investor is someone who is not willing to take any investment risk but accepts that there may be institutional and inflation risk. A very low risk investor accepts very low returns. Low 2 A low risk investor values protecting principal over seeking appreciation. This investor is comfortable accepting lower returns for a high degree of stability. Typically, a low risk investor primarily seeks to minimise risk and loss of principal. Low/Medium 3 A low/medium risk investor is comfortable accepting a small degree of risk and short term volatility to seek some degree of longer term appreciation. This investor is willing to accept lower returns and some losses Medium 4 A medium risk investor is prepared to take short/medium term risk in order to achieve higher long term returns. This investor has some experience in taking investment risk and accepts it is necessary to achieve potential higher returns. A medium risk investor is prepared to endure a short-term loss of principal in exchange for long-term appreciation. Medium/High 5 Medium/High 5 A medium/high risk investor is relatively comfortable with investment risk. This investor aims for higher long term returns and understands that this can also mean some sustained periods of poorer performance. High 6 A high risk investor is comfortable with investment risk. This investor aims for high long term investment returns and is not overly concerned about periods of poorer performance in the short to medium term. Very High 7 7 A very high risk investor recognises that the value of their investment may fluctuate significantly especially in the short to medium term. Portfolios may be unbalanced and opportunistic in nature or undiversified. A very high risk investor may achieve significant gains or realise significant losses. Risk QuestionnaireThis questionnaire measures your willingness to take risk and should not be solely relied on for any investment or retirement planning decisions you make. The general results offered are designed for an investor with a 5-10 year time horizon and are not intended to constitute investment advice or recommendations regarding investment or retirement planning for you. Taking into consideration the above descriptions, it is important that your attitude to risk is assessed and you are happy with this when investing. Therefore please provide answers to the following 15 questions: Q1) I would enjoy exploring investment opportunities for my money. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Q2) I would go for the best possible return even if there was risk involved. Always Usually Sometimes Rarely Never Q3) How would you describe your typical attitude when making important financial decisions? Very adventurous Fairly adventurous Average Fairly cautious Very cautious Q4) What amount of risk do you feel you have taken with your past financial decisions? Very large Large Medium Small Very small Q5) To reach my financial goal I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Q6) When I consider investments that have an element of risk I feel quite anxious. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Q7) Imagine that six months after making an investment the financial markets start to perform badly. In line with this, your own investment goes down by a significant amount. What would your reaction be? Transfer your money to a more secure investment product to reduce the risk of further losses Monitor the investment and wait to see if it improves Invest more funds to take advantage of the lower price, expecting future growth Q8) I am looking for a high investment growth. I am willing to accept the possibility of greater losses to achieve this. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Q9) If you had money to invest, how much would you be willing to place in an investment with possible high returns but a similar chance of losing some of your money? All of it More than half Half Less than half Very little, if any Q10) How do you think that a friend who knows you well would describe your attitude to taking financial risks? Daring Sometimes daring A thoughtful risk taker Careful Very cautious and risk averse Q11) If you had picked a large investment with potential for large gains but also the risk of large losses how would you feel? Panicked and very uncomfortable Quite uneasy A little concerned Accepting of the possible highs and lows Excited by the potential for gains Q12). Imagine that you have some money to invest and a choice of two investment products, which option would you choose? A product with a low average of annual return with almost no risk of loss of the initial investment A product with higher average annual return but some risk of losing part of the initial investment A mixture of the two products Q13) I would prefer small certain gains to large uncertain ones. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Q14) When considering a major financial decision which statement best describes the way you think about the possible losses or possible gains? I’m excited about the possible gains I’m optimistic about the possible gains I think about both the possible gains and losses I am conscious of the possible losses I worry about the possible losses Q15) I want my investment money to be safe even if it means lower returns. I strongly agree with this statement I tend to agree with this statement In between I tend to disagree with this statement I strongly disagree with this statement Your Investment ExperienceHow would you describe your level of investment experience? No Experience Some Experience Experienced What are your key objectives from your investment? Income Capital Growth Combination of Both What type of Assets/Investments have you held in the past? Deposits Fixed Interest Managed Funds Property Alternatives Equities Will you need access to funds within the next 5 years? Yes No If yes, how much will you need to access? €0 - €50,000 €50,000-€100,000 €100,000+ Do you have a specific need for the accumulations of funds (savings)? Yes No If yes, please provide details below: Investment - Source of WealthPlease indicate the source of your initial investment Savings Inheritance Sale of Property Rental Income Sale of Business Pension If source is different from above, please state details below: VulnerabilityDo you have a limited capacity to make your own decisions and require assistance to do so (for example, do you have a mental health difficulty, or is your hearing or vision impaired, or have you suffered a recent bereavement). Yes No If yes, please provide details: Confidentiality and Data ProtectionBy signing this form I/we consent to Invesco holding and using information provided by me/us (“data”), in this Client Profile (or provided subsequently in discussion or otherwise) in order to; Assess my/our financial needs and provide me/us with advice and recommendations; Allow communication between the product provider and Invesco as appropriate in this regard; Communicate with me/us (subject to legislation) by post, telephone, email or SMS, for the above purposes, unless instructed not to, by me/us in writing; Initiate a product application if requested by me/us. Invesco will treat all information provided as confidential and will not disclose such information except as permitted by you or as required by law. The information provided will be held on both computer and manual files and will only be used for the purposes as permitted under the Data Protection Act 1988 to 2003 (as amended) or any other legislation or regulations implementing Directive 95/46/EC, the General Data Protection Regulation (GDPR) and any consequential national data protection legislation and including any guidelines, codes of practice or similar circulars issued by a Competent Authority, in each case as may be replaced, re-enacted, consolidated, extended, revised or amended from time to time. A privacy notice which contains the standard provisions required under GDPR will also be issued to you. Marketing Consent Invesco may use your personal data to provide you with information relating to our goods and services, and those of our associated and affiliated companies and/or third parties. We also share this information with our associated and affiliated companies to enable them to contact you directly in relation to their goods and services. If you do not wish to receive such information, please tick the marketing opt-out box below. You may at a later date request that we cease using the information for marketing purposes by writing to us at Invesco Limited, 2 Sandyford Business Centre, Burtonhall Road, Sandyford, Dublin 18 or email: dataprotection@invesco.ie.Do you Consent to Marketing Communications?(Required) Yes No Marketing Communications Email Letter Mobile Phone Landline SMS Text Agreed Financial PrioritiesI/We confirm the below are my/our agreed financial priorities and seek advice accordingly:Self: Mortgage Protection/Life/Serious Illness Cover Income Protection Pension Investment/Savings Partner: Mortgage Protection/Life/Serious Illness Cover Income Protection Pension Investment/Savings Client DeclarationClient Declaration(Required) I/We understand that this Client Profile reflects accurately my/our current financial position and agreed financial priorities and that this shall form the basis of any future recommendations.
