Our corporate Solutions
Through our client first approach we provide tailored solutions based on our understanding of your business needs and requirements.
Thought Leaders
Our multi-disciplined team are recognised as thought leaders in their respective fields. They have gained considerable experience, both national and international, helping our clients with their employee benefits programmes. We pride ourselves on being innovators, with a deep understanding of all aspects of Defined Benefit, Defined Contribution and Hybrid pension plans.
Combining our expertise with flexible, innovative technology we can support your benefits goals through a comprehensive, integrated delivery model across administration and consulting services.
Member Engagement
We map out a Pension Pathway for each member. Our proprietary Pathways report focuses on likely benefit outcomes for each member. We meet you at key events along your Pension Pathway.
Investment
Research shows that most members fit into two distinctive Investor types, Hands-On or Hands Free. Our collaborative approach to investments enables trustees to develop a range of investment strategies catering for the risk profiles of the Hands-On investor. Hands Free investors can also build a personalised lifestyle strategy based on their own risk profiles and likely benefit outcomes.
Governance
Invesco’s governance standards ensures a strong commitment to ethical values, good practice in relation to transparency, audit and employs a risk management framework by employing internal control systems through out the organisation.
Thinking about setting up a pension scheme for your company’s employees? If so, you should consider the Invesco Master Trust – the smarter way to manage your company pension scheme.
The Invesco Master Trust is a multi-employer, defined contribution pension scheme, which provides unique sets of benefits to employees of the participating companies. Enjoy the benefits of a trust-based pension scheme without the costs and complexities of setting up and managing your own scheme.
You take care of your business – let Invesco take care of your pension scheme!
Lower Cost
The Invesco Master Trust offers you all of the flexibility and benefits of a trust-based pension scheme at a lower cost than running your own scheme. Administration and investment costs are paid from members’ funds and all compliance and governance costs are shared across participating employers, lowering the total cost for all.
Good Governance
The Invesco Master Trust is an off-the-shelf pension solution designed to make life easier for employers. By delegating fiduciary oversight to independent, professional trustees the Invesco Master Trust allows you to offer a DC pension plan with best-in-class governance and member communications. The Irish Association of Pension Funds (IAPF) has approved the Invesco Master Trust for the Pensions Quality Standard (PQS) on the basis of its governance and communications standards.
Communication
Employee satisfaction and retention is now a top priority for all employers. A good quality pension scheme helps to make employees feel more valued. The Invesco Master Trust offers your employees a comprehensive range of communications supports including a welcome pack with member booklet and investment guide, an industry-leading web portal, telephone and email support and the opportunity for face to face contact with our pensions experts.
The APT Master Trust allows employers to operate their pension plans under the umbrella of a Master Trust.
Each employer has a ring-fenced section within the trust and gets to decide upon their own level of contributions and benefits. But one trustee board makes the key decisions around investment, governance, administration, and communications and undertakes the legal and compliance responsibilities of the trust.
The Master Trust offer employers the benefit of a “built in” governance function with generally low operating costs, greater simplicity and expediency than a single employer plan, which requires its own trust and trustees.
Advantages
The APT Master Trust provides a single professional trustee board equipped to undertake all of the regulatory and fiduciary responsibilities. This allows the employer of the pension scheme to minimise their involvement and focus on their own business.
Pension arrangements are having to comply with increasing regulation and compliance standards. The APT Master Trust takes on full legal and fiduciary responsibilities by removing responsibility for pension plan governance away from your own employees to the Master Trust trustees, which reduces risks considerably and will ensure compliance with applicable legislation.
Due to economies of scale, the trustees of the Master Trust can negotiate competitive investment charges based on the overall amount of assets under management in the trust. Therefore, plans of all sizes may benefit from pricing normally associated with larger funds.
Investment
The APT Master Trust offers investment strategies which are designed to optimise the outcome for members based on the manner in which each individual will draw down their pension pots.
APT online
APT online provides employees with a secure personal portal which allows each member to follow the progress of their investments. The portal provides a range of useful tools which include:
- Pension calculators
- A daily benefit statement
- Performance measure tools
- A library of reference material
- Video tutorials
- A fund switch facility
Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.
Actuarial
Our specialised team provides actuarial services in a clear, concise and accurate manner to both employers and trustees, whilst recognising and managing the risk environment surrounding defined benefit schemes.
Investment
Our integrated approach to investments allows employers and trustees align investment strategies to both the scheme’s funding progression and the business requirements of the sponsoring employer.
Risk Management
Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.
Click here to download a copy of the Invesco Master Trust brochure
Click here to download a copy of our Easy Steps DC brochure
Meet Your Team
Jacob Baldwin
Client Services Director
Jacob joined Invesco in 2012 as a Client Services Manager for the Dublin SME sector of Corporate Pensions. He is a Qualified Financial Advisor and holds a B.A Finance (Honours) degree from NUI Maynooth.
LinkedIn
Miriam Bourke
Client Services Manager
Miriam oversees our corporate pension administration team in our Cork office. She works with several large companies assisting in devising strategies for the ongoing survival of their pension scheme. She has over 12 years' experience in the financial services industry in Bank of Ireland, Life and Mercer.
LinkedIn
Aileen Crowley
Client Services Manager
As Client Service Manager, Aileen’s role involves co-ordinating the delivery of all Invesco services to corporate clients and their members. Her responsibilities have also broadened to incorporate new business. She has a Bachelor of Arts degree from University College Cork and is a Qualified Financial Advisor.
LinkedIn
Colm Erett
Pensions Actuary
Colm commenced his actuarial career in the retirement practice of Mercer in 1997. Colm joined Invesco in April 2006 following Invesco’s acquisition of L&P Financial Trustees pension business. Colm’s almost 20 year career has focused primarily on the provision of Defined Benefit actuarial consulting services.
LinkedIn
Ger Fitzgerald
Investment Consultant
Gerald Fitzgerald joined Invesco’s Investment Consulting team in 2015 and has 10 years industry experience assisting clients with their investment & actuarial requirements. Gerald is a Qualified Financial Adviser (QFA) and a graduate of both University College Cork and University College Dublin.
LinkedIn
Joe Fitzpatrick
Head of Operations
Joe joined Invesco in May 2007 bringing more than 18 years of experience in the Pensions Industry. He provides advice on employee benefit outsourcing to many of the worlds' leading multinational companies operating in Ireland. He’s a Qualified Financial Advisor and Fellow of the Life Insurance Association of Ireland.
LinkedIn
Declan Keena
Head of Actuarial
Declan has over 14 years’ experience working in the employee benefits area. He has worked in New York and Amsterdam, assisting multinational companies with international pension and benefits strategies. Declan has considerable experience acting as both a scheme actuary as well as adopting a broader benefit strategy consultancy role.
LinkedIn
Sean Keigher
Client Services Manager
Seán joined Invesco in February 2013 and is based in our Cork office. He delivers a first-class integrated service to employers, Trustee Boards and pension scheme members of defined benefit and defined contribution schemes. He has over 15 years’ experience in the Financial Services Industry. Seán is a graduate of University College Cork and is a Qualified Financial Adviser (QFA).
LinkedIn
Brian McGarry
Director
Brian joined Invesco in 1996. Prior to that, he worked as a Pension Consultant with Irish Pensions Trust in their Cork, Dublin and Galway offices. Brian became a director in 1999 and has overall responsibility for the SME area of Corporate Pensions in the Dublin and Cork offices.
LinkedIn
Claire Mullen
Head of Fund Accounts
Claire is a Chartered Accountant with extensive audit and compliance experience, having worked with PricewaterhouseCoopers as audit manager before joining Invesco in 2009. Claire is responsible for managing the production of Trustee Annual Reports for all Invesco full service clients. Claire graduated from NUIG in 2001 with a Bachelor of Commerce and French degree.
LinkedIn
Aidan Mulvihill
Consulting Actuary
Aidan has worked in the pensions industry for over 10 years and qualified as an actuary in 2014. During this time, he has worked in various roles within Invesco’s actuarial department. He has extensive experience of advising large high-profile indigenous and multinational clients, with both defined benefit and defined contribution pension schemes in Ireland.
LinkedIn
Garrett O'Malley
Client Services Manager
Garrett has over 15 years' experience in the pension, investment and employee benefits industry. As a Client Services Manager in our Corporate Pensions area, he works closely with employers and trustee boards, helping them find solutions to the challenges facing defined benefit and defined contribution pension schemes.
LinkedIn
Muredach Reilly
Client Services Manager
Muredach has over 12 years' experience in corporate pensions. He provides consulting services to several corporate clients, and oversees scheme reviews and installations for new clients. Previously Muredach worked for Irish Life, IPT, Mercer and Becketts/Hewitt.
LinkedIn
Brian Sexton
Client Services Director
Brian plays a pivotal role in the operation and management of our Corporate Pension area. Brian is a member of the Irish Insurance Federation Pensions Standing Committee. He has comprehensive knowledge of the legislative, financial and commercial background of occupational pension schemes in Ireland.
LinkedIn
Bronagh Traynor
Investment Consultant
Bronagh joined Invesco in September 2012 after graduating from Queen’s University Belfast. Bronagh combines her actuarial liability modelling expertise, performance analysis and reporting skills as part of the Investment Consulting team to help guide clients in developing and monitoring robust investment strategies in line with their requirements.
LinkedIn
Siobhán Whyte
Client Services Manager
Joining the Invesco Cork office in 2010, Siobhán was appointed as Client Service Manager for the Cork SME sector of Corporate Pensions. A fully qualified QFA, Siobhan holds a BA in Economics from University College Cork. She previously worked in New Ireland Assurance and Leary Life and Pensions Ltd, Cork.
LinkedIn
Gerry Winters
Director
Gerry joined Invesco in June 2001 and has over 20 years' experience in the Pension and Investment industry. Gerry is head of consulting, a Fellow of the Pensions Management Institute and of the Irish Institute of Pension Managers and a Chartered Fellow of the Chartered Institute of Personnel and Development.
LinkedIn
Ciaran Martin
Employee Benefits Director
Ciaran has designed, managed and consulted to many pension schemes in Ireland over the last 25 years. As a past President of the Irish Institute of Pension Managers, Ciaran is acknowledged as a leading expert in the pensions industry in Ireland. Ciaran is also an experienced trustee and provides independent trustee services to both DB and DC schemes. Prior to joining Acumen & Trust in 2000 as a director and Invesco in 2021, Ciaran held senior management positions in Scottish Provident and Irish Pensions Trust.
Fionan O’Sullivan
Commercial Director- Employee Benefit Solutions
Fionan has worked in the Corporate Pensions industry since 1995 with vast experience in Managing and Co-ordinating Benefit Arrangements for medium to large corporate clients, having worked previously with IFG as Director of Corporate Pensions. His role at Acumen & Trust and consequently at Invesco is primarily focused on attracting and securing new corporate accounts ensuring high quality advice and service is provided.
LinkedIn
Karol Guerin
Employee Benefits Consultant
Karol has vast experience in the Life & Pensions industry in Ireland and joined our Employee Benefits team in January 2016. He is responsible for provision of an Employee Benefits Consultancy Service to a broad range of corporate clients, specializing in group pension, group risk and health insurance schemes. Prior to joining Acumen & Trust and consequently Invesco, he held senior roles with IFG Corporate Pensions, PSL Consulting and Le Chéile Consulting. He is a Qualified Financial Advisor, a Retirement Planning Advisor and a Specialist Investment Advisor. In 2017 Karol completed the Graduate Diploma in Financial Planning and subsequently completed a master’s in financial services.
LinkedIn
Tara Glynn
Employee Benefits Consultant
Tara is responsible portfolio of Pension Schemes with attaching Healthcare, Life Assurance and Permanent Health Insurance benefits. Tara has over 15 years’ experience in the industry having spent over 10 years in BDO and previous to that Price Waterhouse Coopers, Zurich and Irish Life. She is a Qualified Financial Advisor since 2002
LinkedIn
Jennifer Power
Total Reward Manager
An experienced consultant with a background in HR. Jennifer advises a wide range of Corporate Clients on all aspects of their employee benefits package; with particular focus on group pension, risk and health insurance benefits. Before joining the company in 2006, Jennifer worked as a Retirement Consultant for Mercer.
LinkedIn
Gerard Brosnan
Employee Benefits Consultant
An experienced consultant specialising in the implementation, communication and management of Employee Benefits solutions. Gerard has over ten years industry experience having previously worked for Aviva in Ireland and Alexander Forbes in the UK. In addition to being a QFA, Gerard holds an MBA.
LinkedIn
Barry Lawler
Employee Benefits Consultant
Barry has 20 years experience working with employers on the design, implementation and communication of staff pension schemes. Prior to joining Acumen & Trust and consequently Invesco, Barry was a Pension Adviser with FBD Financial Solutions where he managed a number of corporate clients such as director pensions, multi-member risk and pension schemes. Barry is a Qualified Financial Advisor and a holder of the LIA pensions diploma and attained the Retirement Planning Adviser Diploma from the LIA in 2014.
LinkedIn
Deirdre Cantwell
Employee Benefits Consultant
Deirdre originally joined Irish Pensions Trust over 30 years ago. This company eventually became known as Mercer. She left Mercer as a Principal of the company. During her many years there, she worked with the actuaries, in administration, in account management and in consulting, spending her last 10 years setting up and running the company's pension scheme wind up department. Deirdre brings a wealth of experience with her, in all areas of pension scheme management, to her role as a Consultant in the Employee Benefits department in Acumen and Trust and subsequently as a Client Services Manager in Invesco.
LinkedIn
Aidan Lambe FIIPM FPMI
Client Director
Aidan Lambe is a fellow of the Irish Institute of Pension Managers, a Fellow of the Pensions Management Institute and has over 30 years’ experience in the pensions industry. Aidan joined APT in 2003 an is head of trustee and client services. Prior to that, Aidan was a senior consultant with at Aon Consulting.
Ciaran Dowling
Client Services Manager
Ciarán has over twenty years’ experience in the pensions industry and is responsible for providing high quality advice and service to a portfolio of corporate clients. Before joining Invesco Ciarán worked for New Ireland Assurance, General Investment Trust and Zurich Trustee Services. He is an Associate of the Irish Institute of Pension Managers, and a Qualified Pension Trustee.
LinkedIn
