Employee Benefits

Through our client first approach we provide tailored solutions based on our understanding of your business needs and requirements.

Thought Leaders

Our multi-disciplined team are recognised as thought leaders in their respective fields. They have gained considerable experience, both national and international, helping our clients with their employee benefits programmes. We pride ourselves on being innovators, with a deep understanding of all aspects of Defined Benefit, Defined Contribution and Hybrid pension plans.

Combining our expertise with flexible, innovative technology we can support your benefits goals through a comprehensive, integrated delivery model across administration and consulting services.

Member Engagement

We map out a Pension Pathway for each member. Our proprietary Pathways report focuses on likely benefit outcomes for each member. We meet you at key events along your Pension Pathway.

Investment

Research shows that most members fit into two distinctive Investor types, Hands-On or Hands Free. Our collaborative approach to investments enables trustees to develop a range of investment strategies catering for the risk profiles of the Hands-On investor. Hands Free investors can also build a personalised lifestyle strategy based on their own risk profiles and likely benefit outcomes.

Governance

Unio's governance standards ensures a strong commitment to ethical values, good practice in relation to transparency, audit and employs a risk management framework by employing internal control systems through out the organisation.

Thinking about setting up a pension scheme for your company’s employees? If so, you should consider the Unio Master Trust – the smarter way to manage your company pension scheme.

The Unio Master Trust is a multi-employer, defined contribution pension scheme, which provides unique sets of benefits to employees of the participating companies. Enjoy the benefits of a trust-based pension scheme without the costs and complexities of setting up and managing your own scheme. You take care of your business – let Unio take care of your pension scheme!

Lower Cost

The Unio Master Trust offers you all of the flexibility and benefits of a trust-based pension scheme at a lower cost than running your own scheme. Administration and investment costs are paid from members’ funds and all compliance and governance costs are shared across participating employers, lowering the total cost for all.

Good Governance

The Unio Master Trust is an off-the-shelf pension solution designed to make life easier for employers. By delegating fiduciary oversight to independent, professional trustees the Unio Master Trust allows you to offer a DC pension plan with best-in-class governance and member communications. The Irish Association of Pension Funds (IAPF) has approved the Unio Master Trust for the Pensions Quality Standard (PQS) on the basis of its governance and communications standards.

Communication

Employee satisfaction and retention is now a top priority for all employers. A good quality pension scheme helps to make employees feel more valued. The Unio Master Trust offers your employees a comprehensive range of communications supports including a welcome pack with member booklet and investment guide, an industry-leading web portal, telephone and email support and the opportunity for face to face contact with our pensions experts.

Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.

Actuarial

Our specialised team provides actuarial services in a clear, concise and accurate manner to both employers and trustees, whilst recognising and managing the risk environment surrounding defined benefit schemes.

Investment

Our integrated approach to investments allows employers and trustees align investment strategies to both the scheme’s funding progression and the business requirements of the sponsoring employer.

Risk Management

Managing risk is critical to a sustainable defined benefit scheme. We take a multi-phased approach to risk management, from the identification of risks through our risk charters to monitoring and implementing risk reducing measures using our Liability Driven Investment models.

Meet Your Team

Gerry Winters

Director

LinkedIn

Jacob Baldwin

Client Services Director

LinkedIn

Miriam Bourke

Client Services Manager

LinkedIn

Ger Fitzgerald

Investment Consultant

LinkedIn

Brian Sexton

Client Services Director

LinkedIn

Muredach Reilly

Client Services Manager

LinkedIn

Karol Guerin

Employee Benefits Consultant

LinkedIn

Aidan Lambe FIIPM FPMI

Client Director

Tara Glynn

Employee Benefits Consultant

LinkedIn

Ciaran Dowling

Client Services Manager

LinkedIn

Gerard Brosnan

Employee Benefits Consultant

LinkedIn

Jennifer Power

Total Reward Manager

LinkedIn

Aidan Mulvihill

Consulting Actuary

LinkedIn

Aileen Crowley

Client Services Manager

LinkedIn

Colm Erett

Pensions Actuary

LinkedIn

Declan Keena

Head of Actuarial

LinkedIn

Sean Keigher

Client Services Manager

LinkedIn

Brian McGarry

Head of Group Insured

LinkedIn

Claire Mullen

Head of Fund Accounts

LinkedIn

Garrett O'Malley

Client Services Manager

LinkedIn

Bronagh Traynor

Investment Consultant

LinkedIn

Siobhán Whyte

Client Services Manager

LinkedIn

Barry Lawler

Employee Benefits Consultant

LinkedIn

Latest Corporate Case Studies

Retaining A Sustainable DB Scheme

Read More

Review of Investment Mandate

Read More

Help for pre-retirement cohort

Read More